Last Updated: March 23, 2026
Welcome to Less Equals More. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. Please read them carefully.
By accessing our website at thelessequalsmore.com or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, you may not use our services.
Less Equals More is a direct lender providing business financing solutions, including but not limited to:
All funding is subject to credit approval and underwriting criteria. We reserve the right to decline any application at our sole discretion.
To apply for funding, you must:
By submitting an application, you authorize Less Equals More to:
Submission of an application does not guarantee approval or funding.
If you opt in to receive text messages from Less Equals More, the following terms apply:
By providing your mobile phone number and expressly opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from Less Equals More, including offers, updates, and information about our financial products and services. These messages may be sent using an automated telephone dialing system (ATDS).
Message frequency varies. You may receive up to 4 messages per month. The frequency depends on your account activity, promotional campaigns, and business updates.
Message and data rates may apply depending on your mobile carrier's plan. Contact your mobile service provider for details regarding your specific plan.
Our SMS service is available on major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Consult your carrier if you experience delivery issues.
You can stop receiving messages at any time by replying STOP to any text message from us. After sending STOP, you will receive one final confirmation message. No further messages will be sent unless you re-opt-in.
For help, reply HELP to any message, or contact us at guido@thelessequalsmore.com. Our support team will respond within one business day.
Consent to receive SMS messages is NOT a condition of purchase or of receiving any services from Less Equals More. You may contact us via email, phone, or through our website without opting in to SMS communications.
Your mobile phone number and SMS opt-in information will not be shared with third parties for their marketing purposes. See our Privacy Policy for more information.
All fees, interest rates, and repayment terms will be disclosed in writing before you accept any funding offer. You agree to review all terms carefully before signing any agreement.
If you accept a funding offer, you agree to repay according to the terms specified in your financing agreement. This may include:
Failure to repay may result in collection actions and damage to your business credit.
All content on this website, including text, graphics, logos, and software, is the property of Less Equals More and is protected by copyright and trademark laws. You may not reproduce, distribute, or use any content without our written permission.
You agree not to use our website or services to:
Our website and services are provided "as is" without warranties of any kind. Less Equals More shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.
We do not guarantee approval, specific funding amounts, or particular terms. All funding decisions are made at our sole discretion based on our underwriting criteria.
You agree to indemnify and hold Less Equals More harmless from any claims, losses, or damages arising from your use of our services or violation of these Terms & Conditions.
We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services constitutes acceptance of the modified terms.
These Terms & Conditions are governed by the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Travis County, Texas.
If any provision of these Terms & Conditions is found to be unenforceable, the remaining provisions shall continue in full force and effect.
If you have questions about these Terms & Conditions, please contact us:
Less Equals More
4405 Gillis St Unit A
Austin, TX 78745
Email: guido@thelessequalsmore.com